Leadership

Built for employers that expect advisory leadership, not renewal theater.

Superior Insurance Advisors is led by Paul H. Flowers Jr. and supported by a specialist advisory bench that brings fiduciary process, pharmacy economics, plan finance, medical management, compliance, and implementation discipline into the same conversation.

Founder

Paul H. Flowers Jr.

Founder and Fiduciary Benefits Advisor

Paul helps CEOs, CFOs, CHROs, and business owners treat healthcare as a financial strategy issue instead of an annual renewal event. His work focuses on fiduciary process, self-funded plan strategy, PBM review, vendor economics, and documented health-plan governance.

Superior's advisory point of view is direct: employers deserve a clear view of how money moves through the health plan, who is paid, where incentives sit, and what actions leadership can document before the next renewal decision.

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Superior advisory leadership

Specialized experts for the parts of healthcare brokers usually blur together.

These specialists help bring clinical, compliance, actuarial, pharmacy, global benefits, business insurance, engagement, and mindfulness expertise to employer health-plan strategy.

Superior Insurance Advisors Leadership Team

Built for CEOs, CFOs, CHROs, and business owners who need healthcare strategy, fiduciary process, vendor accountability, and specialized expertise in one room.

Director of Medical Management

Deborah L. Ault, RN, MBA

Founder and President of Ault International Medical Management, Deborah is a nationally respected medical-management expert whose work focuses on patient-centric care management, evidence-based clinical standards, and cost control for self-funded health plans.

Director of Business Insurance

Derek Smith

Derek brings carrier, wholesale, and brokerage experience to risk-management planning. His work helps brokers and employers position business insurance inside a broader, more disciplined benefits and risk strategy.

Director of Engagement

Eric Silverman

Founder of Voluntary Disruption, Eric is a recognized voice in enhanced employee-funded benefits, benefit communication, enrollment strategy, adviser training, and employee engagement.

Director of Regulatory Compliance

Jennifer S. Berman, JD, MBA

Jennifer is CEO and co-founder of MZQ Consulting and a nationally recognized employee-benefits attorney focused on ERISA, COBRA, HIPAA, IRS Code, ACA, and wellness-plan compliance.

Director of Global Benefits

Kishan Herriotts

Kishan advises U.S. corporations on overseas employee benefit programs, global health and welfare design, local HR and payroll issues, due diligence, and multinational benefit strategy across more than 100 countries.

Director of Actuarial Services

Mark Tanner, FSA, MAAA, MBA

Mark is a Fellow of the Society of Actuaries and a consulting actuary with more than 20 years of experience advising self-insured health plans, stop-loss programs, insurers, reinsurers, and healthcare organizations.

Director of Mindfulness

Naama O. Pozniak

Naama brings more than 30 years in health insurance advising together with mindfulness, meditation, and corporate wellness practices that help employers address stress, engagement, and human performance.

Medical Consultant and Physician Advisor

Ronald S. Leopold, MD, MBA, MPH

Dr. Leopold is a physician executive and industry thought leader in medical costs, employee benefits, health productivity, medical-risk mitigation, clinical analytics, and high-cost claimant strategy.

Director of Pharmacy

Trevor Daer

Founder of Granite Peak Analytics, Trevor helps employers and advisers evaluate PBM contracts, pharmacy data, net-cost strategy, transparent pharmacy solutions, and prescription-benefit performance.

What leadership should expect.

A written view of compensation, vendor incentives, and money flow.
Plain-English explanation of the strategic options before renewal.
Documentation that supports leadership's fiduciary process.
A plan for managing pharmacy, claims, stop-loss, and vendor accountability.

How the bench is assembled.

Superior's leadership model is built around fit, specialization, and accountability. The right advisers are brought into the room based on the employer's actual problem, whether the pressure point is pharmacy, stop-loss, claims trend, compliance, fiduciary process, or vendor implementation.

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